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Florida Banking Law Blog Legal developments impacting banking, finance and loan enforcement in Florida


Douglas L. Waldorf, Jr.

Douglas L. Waldorf, Jr.Douglas Waldorf, Jr. manages the firm’s offices in Southwest Florida. He is a member of Rogers Towers’ Banking and Financial Services Practice Group and its Real Estate Department. A Florida Bar Board Certified Real Estate Attorney, Mr. Waldorf’s practice focuses on serving banking industry clients in all aspects of commercial and residential financing transactions as well as in mortgage foreclosures, deeds in lieu of foreclosure, forbearance agreements and other matters related to defaulted loan workouts and collection.

Practice Areas

  • Loan Workouts
  • Commercial and Residential Real Estate Lending

J. Ellsworth Summers, Jr.

J. Ellsworth Summers, Jr.J. Ellsworth Summers, Jr. practices primarily in bankruptcy and commercial litigation, representing secured and unsecured creditors and committees. Mr. Summers also has extensive experience with workouts and other business reorganizations. Prior to private practice, Mr. Summers clerked for the Honorable Stephen C. St. John, U.S. Bankruptcy Judge for the Eastern District of Virginia.


Practice Areas

  • Bankruptcy and Creditor’s rights

Scott J. Kennelly

Scott J. Kennelly Scott J. Kennelly is a member of Rogers Towers’ Litigation Department. His practice is dedicated to representing business entities in complex litigation matters and other disputes in the areas of commercial litigation, business torts and civil trial practice. His focus is on creditor’s rights, real property and special assets litigation.

Prior to joining Rogers Towers, Mr. Kennelly served as a law clerk to United States Circuit Judge Susan H. Black of the United States Eleventh Court of Appeals. During law school, Mr. Kennelly spent time as an intern with the United States Attorney’s Office in Jacksonville.

Practice Areas

  • Special Assets Litigation
  • FDIC Related Issues
  • Debt and Judgment Collection

Jacob J. Payne

Jacob J. Payne Jacob J. Payne joined Rogers Towers in October 2006 as an associate in the commercial litigation department. Mr. Payne’s practice focuses on representing financial institutions in litigation, including lender liability defense, bankruptcy, and post-judgment collections. He has assisted secured lenders in obtaining non-consensual relief from the automatic stay in large commercial bankruptcy cases, obtaining summary judgment or dismissals in lender liability actions, and securing settlements resulting in significant collections on judgments against guarantors.

Immediately prior to joining Rogers Towers, Mr. Payne served as a law clerk to the Honorable Susan H. Black, United States Eleventh Circuit Court of Appeals. Prior to clerking for Judge Black, Mr. Payne was law clerk to the Honorable Wm. Terrell Hodges, United States District Court Middle District of Florida. Mr. Payne graduated first in his class from the University of Florida Levin College of Law and received a masters of accounting from the University of Florida Fisher School of Accounting simultaneously with his law degree. During law school, Mr. Payne was a member of the Florida Law Review, and served as an intern for Justice Leander J. Shaw, Jr., Florida Supreme Court, and the United States Securities and Exchange Commission in Miami. Prior to entering law school and graduate school, Mr. Payne sat for and passed all four parts of the CPA exam, scoring fourth in the state. Mr. Payne was recognized as a “Rising Star” by the Florida Super Lawyers magazine (Business Litigation Category) in 2009, 2010, 2011, and 2012 and as a “Legal Elite Up & Comer” by the Florida Trend Magazine in 2010.

Practice Areas

  • Bankruptcy